I wonder if it could be ruled ‘an act of God’?

But the insurance companies denied claims for the improvements, saying that the policy had an exclusion for correcting design deficiencies or faulty workmanship.

The two sides went back and forth, according to the lawsuit and the insurance companies did pay a “very small portion” of Ark Encounter’s claim. But the organization says they have “breached their contractual obligations, acted in bad faith, and violated Kentucky law by failing to provide further coverage.”

The lawsuit was filed on Wednesday in district court in Kentucky. The Allied World Assurance Co. is named as a defendant, along with three other carriers, none of which responded to requests for comment.

The $120 million Ark Encounter, where adult tickets cost $48, was completed in 2016, with a zoo, zip lines, and a restaurant in addition to its five-story high replica ark. It was the brainchild of Ken Ham and his ministry, Answers in Genesis, which also created the Creation Museum. Ham, is a Christian fundamentalist and creationist who argues that the Bible is a historical narrative that is meant to be taken literally.